Check and Strengthen your Credit!

Your credit score will determine whether you qualify for a mortgage and the interest rate lenders will offer you. Take these steps to strengthen your credit score to buy your home:

• Get free copies of your credit reports from all three of the credit bureaus — Experian, Equifax and TransUnion — and dispute any errors that could hurt your score.
• Pay all your bills on time and keep all credit card balances as low as possible.
• Keep current credit cards open, closing a card will increase the portion of available credit you use, which can lower your score.
• Obtain No New Credit until you close on your home, and I mean No New Credit !!!! ( it becomes a debt and will lower your buying power ).

Please feel free to reach out to me with any questions or concerns you may have, so I can get you on the right track to purchasing your home.

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